Apply for loan with promo code to enjoy
Car8 rewards worth more than HKD 6,000
and 10% discount* on loan interest rate
Apply now
Promo code: CAR8ZA
From now till 30 June 2022, enjoy the offers by purchasing via Car8 and drawing down designated Instalment Loan at ZA Bank.
Enjoy both offers with promo code
Exclusive Car8 rewards worth more than HKD 6,000
This offer is provided by Car8.
From now till 30 June 2022, Car8 members can choose either offer 1 or offer 2 provided by Car8 after successful application and  draw down of the ZA Bank Instalment Loan with tenor of 48 months or 60 months using the promo code. 
10% discount coupon* for ZA Bank Loan
From now till 30 June 2022, enjoy 10% discount on loan interest rate with promo code “CAR8ZA” at ZA Bank! APR guaranteed at 1.79% by successfully drawing down a loan of HKD 200,000 or  above with tenor of 6 – 36 months.
Get loan approval result from ZA Bank in 90 seconds #!
New ZA Bank users can get your loan approval result in 90 seconds by entering some basic information on ZA Bank website. Existing ZA Bank users can also get the approval result in ZA Bank App instantly^. 
Collateral-free loan
Loan amount up to HKD 1,000,000
Entire application goes online
Loan to purchase car in one go
Once you choose your preferred car on Car8, new ZA Bank users can fill in basic personal information on ZA Bank website to know your monthly repayment amount immediately#. Existing ZA Bank users can also complete the same in ZA Bank App.
Complete application in 3 steps
01
Fill in personal information to know the monthly repayment amount
02
Download ZA Bank App to complete the application
03
Loan disbursed immediately
FAQ

Car8 X ZA Bank exclusive loan promotion is an offer provided to members of Car8.com. During the promotion period, Car8.com’s members who successfully apply and draw down the unsecured Instalment Loan from ZA Bank webpage or ZA Bank App using promo code [ CAR8ZA ] can redeem an exclusive gift from Car8, as well as enjoy 10% discount on interest rate for loan amount of HKD 50,000 or above! Click here to find out more about ZA Bank loan promotion, click here to find out more about exclusive gift from Car8.

ZA Bank provides an unsecured instalment loan service with flexible repayment plan and 0 handling fees for Car8.com members. You do not need to use your vehicle as collateral. By successfully applying and drawing down Instalment Loan with promo code [ CAR8ZA ],  you will be able to redeem exclusive gift from Car8, as well as enjoy 10% discount on interest rate for loan amount of HKD 50,000 or above.  Click  here  to find out more about ZA Bank loan promotion, click  here  to find out more about exclusive gift from Car8.

Car8 X ZA Bank exclusive loan is an unsecured instalment loan. It does not require customers to use vehicles as collateral. By successfully applying and drawing down Instalment Loan with promo code [ CAR8ZA ],  you will be able to redeem exclusive gift from Car8, as well as enjoy 10% discount on interest rate for loan amount of HKD 50,000 or above.

After becoming member of Car8.com, successfully applying and drawing down Instalment Loan with promo code [ CAR8ZA ],  you will be able to redeem exclusive gift from Car8, as well as enjoy 10% discount on interest rate for loan amount of HKD 50,000 or above. Friendly reminder, you need to be aged 18 or above and with a monthly income of HKD 8,000 or above to apply for loan in ZA Bank. Final approval result depends on the comprehensive considerations made by ZA Bank.

Car8.com is an online car buying and selling aggregator platform that provides convenience to the car owners. Car8.com does not have the ownership of any of the listed vehicles. In order to facilitate Car8.com member to purchase a car on the platform, you could apply for Instalment Loan from ZA Bank via Car8 X ZA Bank page or ZA Bank App by inputting promo code [CAR8ZA]. After the application is approved and the loan is drawn down, you can select your desired car and contact the car owner for further dealings. Friendly reminder, you would need to head on over to the Car8 after draw down in order to redeem exclusive free gifts from Car8. 

Customers who successfully apply and draw down designated Instalment Loan from ZA Bank using promo code [CAR8ZA] (You must first register as a Car8 member) will be receiving an exclusive gift from Car8. The gift will be given according to the loan amount and repayment period stated on your loan agreement with ZA Bank. You may be able to choose between reward 1 and reward 2 as below:

Reward 1

Loan Tenure /Loan Amount
Less than $200,000 HKD
$200,001 to $300,000 HKD
$300,001 to $400,000 HKD
$400,001 to $500,000 HKD
$500,001 or above
48 Months
China Ping An insurance Coupon $500

Shell Fuel Coupon $200

Box Car Wash Service 1 time

1 year ZA Accident Protection 

China Ping An insurance Coupon $800

Shell Fuel Coupon $300

Box Car Wash Service 1 time

IPMC Inspection Service Coupon $300

1 year ZA Accident Protection
 
China Ping An insurance Coupon $1,000

Shell Fuel Coupon $400

Box Car Wash Service 1 time
     
IPMC Inspection Service Coupon $500

 1 year ZA Accident Protection
China Ping An insurance Coupon $1,500

Shell Fuel Coupon $500

Box Car Wash Service 1 time

IPMC Inspection Service Coupon $600

 1 year ZA Accident Protection
China Ping An insurance Coupon $2,000

Shell Fuel Coupon $600

Box Car Wash Service 1 time

IPMC Inspection Service Coupon $800

 1 year ZA Accident Protection
60 Months
China Ping An insurance Coupon $600

Shell Fuel Coupon $300

Box Car Wash Service 2 times

 1 year ZA Accident Protection
China Ping An insurance Coupon $1,000

Shell Fuel Coupon $400

Box Car Wash Service 2 times 

IPMC Inspection Service Coupon $500


1 year ZA Accident Protection
China Ping An insurance Coupon $1,500

Shell Fuel Coupon $600

Box Car Wash Service 2 times 

IPMC Inspection Service
Coupon $600 


1 year ZA Accident Protection
China Ping An insurance 
coupon $2,000

Shell Fuel Coupon $600

Box Car Wash Service 2 times 

IPMC Inspection Service Coupon $800

1 year ZA Accident Protection

China Ping An insurance 
coupon $2,500

Shell Fuel Coupon $800

Box Car Wash Service 2 times 

IPMC Inspection Service Coupon $1,000

1 year ZA Accident Protection

Reward 2

Loan Tenure /Loan Amount
Less than $200,000 HKD
$200,001 to $300,000 HKD
$300,001 to $400,000 HKD
$400,001 to $500,000 HKD
$500,001 or above
48 Months
$500 HKD Apple Gift Card
$1,000 HKD Apple Gift Card  
$1,500 HKD Apple Gift Card  
$2,000 HKD Apple Gift Card
$2,500 HKD Apple Gift Card
60 Months
$1,000 HKD Apple Gift Card
$1,000 HKD Apple Gift Card
+
Marshall Minor III
$1,000 HKD Apple Gift Card
+
APPLE AirPods OR
APPLE Watch Series 3

$1,000 HKD Apple Gift Card
+
Dyson AM07 OR
Dyson V7 OR 
Nintendo Switch OR
APPLE iPad

$2,000 HKD Apple Gift Card
+
Dyson AM07 OR
Dyson V7 OR 
Nintendo Switch OR
APPLE iPad

Friendly reminder, you would need to head on over to the Car8 after draw down in order to redeem exclusive free gifts from Car8. 

A.  Please email to [email protected] with  (1) Loan agreement with ZA Bank ; and (2) mobile phone number  within 7 days after the successful drawing down the ZA Bank Loan. Once eligibility of user is confirmed, Car8 customer service will reply User with the 「Reward Redemption Form」by email based on the information provided. 
B.  If User have not received the 「Reward Redemption Form」, you should check the spam mailbox. Otherwise, kindly email Car8 at [email protected] for follow-up.
C. User should complete and submit the「Reward Redemption Form」   within 7 days after receiving it.

    i. Reminder: Before submitting the form, remember to check that the information filled in is correct. Car8 will verify the Rewards eligibility   according to the information  filled in by User.

    ii. If the information provided is incorrect, Car8 will not be able to arrange the distribution of the Rewards

D. The process will take about 4 weeks in total, it will start once Car8 receive the Reward Redemption Form. The time required may vary due to unforeseeable situations.

E.  Car8 will send out the Rewards redemption details to eligible Users via email. Please follow the instructions in the email to claim the free gifts.

F. We will send out the reward redemption details to eligible customers via email. Please follow the instructions in the email to claim the free gifts.

* Input the promo code to get 10% Discount Coupon during the Instalment Loan application on or before 30 June 2022. Coupon is applicable for loan with loan amount HKD 50,000 or above. Coupon is valid for 14 days after you have entered the code during the loan application. 

The APR is calculated using method specified in relevant guidelines issued by the Hong Kong Associations of Banks. The APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate.
# The approval results are preliminary. Users are required to submit proof documents before receiving the final approval. The actual completion time varies across individuals. In general, provided that all required information is in order, an applicant can get the preliminary approval result within 90 seconds.
^ The approval results are preliminary. Users are required to submit proof documents before receiving the final approval.